Welcome to [Susampada Finmart]. These Terms and Conditions govern your access to and use of our financial planning services. By using our services, you agree to comply with and be bound by the following terms.

Services Provided: We offer a range of financial planning services including retirement planning, investment strategies, tax planning, estate planning, risk management, and budgeting. Please note that we do not provide legal advice or tax preparation services. Referrals may be provided when necessary.

Client Responsibilities: Clients must provide accurate, complete, and current financial information to enable effective planning. Clients agree to promptly inform us of any changes that may impact their financial plans.

Fees and Payment: Our fee structure will be clearly outlined in our engagement agreement. Fees may be fixed, hourly, or based on a subscription. Payment terms will be communicated upfront.

Confidentiality: We are committed to protecting your personal and financial information. Data shared during consultations will be kept confidential and used only for providing our services, except as required by law.

Limitations of Liability: While we strive to provide accurate and reliable advice, clients are responsible for decisions made based on our recommendations. We disclaim liability for losses resulting from client decisions or inaccurate information provided by clients.
Conflicts of Interest: We disclose any potential conflicts and commit to acting in your best interest as a fiduciary.
Termination and Suspension: Either party may terminate the agreement with written notice. Upon termination, all due fees remain payable.
Dispute Resolution: Any disputes will be resolved through arbitration, binding both parties to avoid litigation.